FAQs

While we do check customers credit, more weight in the decision to extend credit is given to the property and its underlying value vs a customer’s current credit score.

Most of our loans do NOT come with pre-payment penalties as a condition of the loan, however, each loan and each customers circumstances are different.  Please contact us for more details regarding your personal situation.

Yes, all of our customers are asked to complete a loan application so we may begin the review the process, but please first contact our office to discuss your loan in detail.

Again, each customer’s situation is different, however, we do offer loans with as little as 10% down.

Yes. Our fees range from 0.5% to 3% depending on the size, complexity, and scope of the loan.  Please contact us for additional details.

Yes, we are family owned and operated and headquartered in Boerne, Texas.  While we serve the entire State of Texas, we live in and serve the same community many of our customers live and work in.

Yes, we also offer loans in Florida and Tennessee.